Home Insurance

When it is time to shop for homeowner's insurance you need to know that the insurance you buy is going to cover you and provide the type of protection that suits your individual needs. M8 Insurance is proud to offer our customers high quality homeowner’s insurance that gives them the coverage and service they need to protect their home or residence in 38 states across the US.

Homeowner's Coverage

Everyone has different homeowner's insurance needs, so it is important to understand the type of coverage you require before you begin to shop for a policy. Take an accurate inventory of all of your belongings and factor that into the cost of your home.

You have two options for coverage, the first being actual cash value. Actual cash value is the cost to replace the home factoring in depreciation. The other option is replacement value, which is the cost to replace the property as a fixed amount.

A house with a car in the driveway under a digital shield overlay displaying home and car insurance icons against a sunset background.

The recommended minimum amount of coverage is 80% of the value of your home covered on your policy. When you buy a homeowner's insurance policy make sure you stay completely informed regarding the limits of coverage as well as covered incidents. Some of the incidents that most homeowner's policies protect you from are:

  • Fire

  • Structural damage

  • Theft

  • Weather

The most important part of shopping for homeowner’s insurance is ensuring that you purchase quality insurance from a reputable company. M8 Insurance headquartered in Cottonwood Heights, UT looks forward to providing you those quality insurance products. Our friendly and knowledgeable staff can answer any questions you may have concerning the homeowner's insurance products we offer. Check out our online rating tool for quotes on home or auto insurance, or you can call or stop in today for more information on our homeowner's insurance products.

When you shop for homeowner's insurance, make sure you purchase high-quality products that provide the coverage you need. Check out M8 Insurance's homeowner's insurance products today, so you are protected tomorrow.

People-First Approach

Everything we do is built around understanding your needs and helping you stay protected.

A Focus on Quality

We hold our work to high standards. We focus on a client first approach, built on smart strategy and real insight.

Reliability You Can Count On

We aren’t just another national insurance brand. We get to know our clients and stay available to them. We also have service centers available 24/7 for most of our carriers. Consistency is part of our promise.

Proven Process, Flexible Execution

We bring structure where it counts and adaptability where it matters. Our methods are clear, but always responsive. We can streamline the process of submitting documents, completely Underwriting requirements, e-signing documents and more.

  • "Cut my rates in half !! Fast quotes, helpful staff and responded very quickly to all of my questions !! Thanks again !!"

    Venetia Frandsen

  • "Had all my insurance rates requoted and my rates were almost half. Very Awesome!!! They did our Home, Auto, husbands toys, and Life. "

    Jamie Salazar

  • FIVE STARS!

    Bonnie Dougherty

Let’s Work Together

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